Improving the Mechanism for Managing Problematic Loans from Second-Tier Banks
The relevance of the study of improving the mechanism for managing problem loans of second-tier banks is of significant importance and necessity, since the effective management of problem loans in second-tier banks is a key element in ensuring financial stability and the sustainability of the bankin...
Сохранить в:
| Главные авторы: | , |
|---|---|
| Формат: | Статья |
| Язык: | English |
| Опубликовано: |
Economic Laboratory for Transition Research
2025
|
| Темы: | |
| Online-ссылка: | https://dspace.ncfu.ru/handle/123456789/29700 |
| Метки: |
Добавить метку
Нет меток, Требуется 1-ая метка записи!
|
| Краткое описание: | The relevance of the study of improving the mechanism for managing problem loans of second-tier banks is of significant importance and necessity, since the effective management of problem loans in second-tier banks is a key element in ensuring financial stability and the sustainability of the banking system as a whole. Poor management of problem loans can lead to deterioration in asset quality, capital decline and even financial crises. The goal of improving the mechanism for managing problem loans of second-tier banks is to identify best practices and approaches to managing problem loans that are used in the banking industry, including analysis of successful strategies to reduce the level of problem loans, methods of debt collection, increasing their stability and efficiency. The study aims to develop more effective strategies for the disposal of distressed assets, including the analysis of alternative methods of disposal, such as sale, restructuring or attracting external investors to jointly manage distressed assets. Research hypothesis: The introduction of innovative technologies and data analysis methods into the management processes of problem loans of second-tier banks will lead to a reduction in the level of problem assets and an improvement in the financial stability of these banks. The results of the study provide valuable information and resources for the development and implementation of strategies and practices aimed at improving the financial position and operational efficiency of these second-tier banks, as well as helping to improve financial stability by reducing the risk of problem loans and improving the quality of their loan portfolio. |
|---|