Today’s contradictions and priorities of financial technology development
Having burst into the financial accounting sphere, financial technology (“FinTech”) is contributing to its revolutionary transformations. This process is characterized by the dominance of infocommunications over the financial essence. In this regard, many FinTech development scenarios, forecasts and...
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| Những tác giả chính: | , , , , , , , , , |
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| Định dạng: | Статья |
| Ngôn ngữ: | English |
| Được phát hành: |
Springer Science and Business Media Deutschland GmbH
2022
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| Những chủ đề: | |
| Truy cập trực tuyến: | https://dspace.ncfu.ru/handle/20.500.12258/19239 |
| Các nhãn: |
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| Tóm tắt: | Having burst into the financial accounting sphere, financial technology (“FinTech”) is contributing to its revolutionary transformations. This process is characterized by the dominance of infocommunications over the financial essence. In this regard, many FinTech development scenarios, forecasts and programs are fragmented, unstructured and lack fundamentality. The research purpose is to conduct a systematic analysis of financial technology development, to identify its priorities and contradictions. The main research methods are a systemic analysis and logical modeling. Based on the created structural-logical FinTech model, its current image was formed, the consequences were determined, challenges and contradictions were identified. The most pressing issues include the construction of institutions of the future; creation of a theoretical FinTech platform; ensuring cybersecurity; formation of adequate models and competencies of specialists. The scientific novelty of this study implies the identification of these problems and the presentation of recommendations for their implementation and resolution. It should be borne in mind that FinTech development takes place under conditions of a fundamental civilization matrix reformatting characterized by the collapse of a liberal model in general and a dollar-centric model in particular, the change of world leaders, the growing role and place of Russia in the world space. |
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